Wednesday, July 10, 2013

Another Mess Up Due to Client's Lack of Instructions

This was written for a client, per their specs, who then said they "forgot" to tell me it had to be for a UK audience and therefore didn't want it unless I would rewrite it with UK English and terminology. I don't have time to rework it to their new guidelines so it's mine now.

How much of your kitchen space contains appliances you rarely use? Do you long for excess cupboard space, bare counters, and no clutter? If so, a minimalist kitchen is perfect for you.

With a minimalist kitchen, everything has a place. Only the essential appliances have a home within the kitchen. Best of all, the clean counters and organized cupboards make it fun to cook a meal and quickly clean up.

Beneficial Built Ins

Every kitchen needs three, possibly four depending on your floor plan, appliances. These appliances include an oven/stove, refrigerator, dishwasher, and possibly a washer dryer. While many homes have the washer and dryer in the mudroom or basement, they do appear in the kitchens of many apartments or mobile homes.

When it comes to a washer and dryer, there are space-saving combination units that are perfect for a kitchen. Look for front-loading washer/dryer units. When the wash load is done, the machine doubles as a dryer. While these washer/dryer combination units have been popular in Britain for years, they are becoming easier to find in appliance stores throughout the United States. Alternatively, there are space-saving units that have the washing machine on the bottom and the dryer sits over the top-loading washer.

Ranges provide the stove top and oven in one unit, and that saves space. Plus, many have storage drawers beneath the oven, so you have a great spot for storing baking sheets.

A dishwasher often seems like a splurge, but it eliminates the need for a draining rack in a sink or on a counter. They also make it easier to ensure that bacteria die during the longer wash in hot, soapy water.

Essential Decluttering

Decluttering is often harder than it seems. You pull out an item, only to find yourself reminiscing about special times when you used that item. Set clear goals before you start decluttering your kitchen. Decide what will fit with your minimalist plans and get rid of everything else.

If you use a small appliance once or twice a year, there's no reason to keep it. Only items that are used at least once a week should have a place in your minimalist kitchen. Cupboards with glass doors force you into avoiding clutter.

Innovative Space Savers

Even with a limited number of cupboards, there are innovative space savers suitable for kitchens. The wasted space under a cabinet is ideal for a coffee maker or lock radio. Magnetic strips on the wall are the perfect place to hang knives or metal spice jars. Save cupboard space by hanging your pots and pans from a pot rack that hangs from the ceiling or wall.

Necessary Small Kitchen Appliances

There are small appliances that speed up prep time. Keep them small enough so that they fit in a cupboard when they're not in use. Typically, the items that most people use daily or weekly include a coffeemaker, food processor, and microwave.

It's hard to store a microwave in a cupboard, but there's an easy way to save space. Choose a wall-mounted microwave that hangs over the oven/stove and saves space.

Remember with a minimalist kitchen that clutter is your biggest issue. Avoid temptation to add small appliances, dishes, and gadgets without removing something else first. Always make sure the counters are bare at the end of the day by putting everything you've used back into its appropriate place. By stopping clutter from building up, you retain the clean look of your minimalist kitchen.

Monday, June 3, 2013

Keyword: Live Virtual Reception Service - By C. Farnsworth

Here is an article written for a company that asked for a third-person article with the keyword mentioned at least once and US-English grammar/spelling. After completing it, the client told my son they wanted it revised, but never said what was wrong with it. When he asked, they never got back to him, so he feared they'd use his article without paying him. Given that, we're posting it before they can.

--------------------------

Companies, in today's economic climate, perform at their best when they can operate as efficiently as possible. This means, for many corporations, operating in a very automated manner, wherever something can in fact be automated. Desk reception is one area in the corporate world that lately has become highly automated and managed elsewhere, and for good reason. There are a great many advantages to implementing a live virtual receptionist service in any company, regardless of size.

Cost Effective

Cost is the first obvious advantage to having a live receptionist service that is automated. A virtual receptionist is capable of performing nearly any task that a traditional receptionist's job entails, but at a fraction of the price. A typical receptionist expects a hefty salary. Instead, a company may employ a virtual receptionist, and save thousands of dollars as a result.

Someone Always Answers

The benefits to using a virtual receptionist do not stop at price alone. Another benefit is overall satisfaction of both customers and fellow businessmen. Virtual receptionists offer a consistent experience during interaction, something difficult to maintain with an actual employee. Instead, a live virtual reception service offers security, and constant uptime. Customers never experience a dead tone with a virtual reception service. They can receive help or leave information for company officials at any time of day.

Customer Satisfaction

Customers also benefit greatly from a virtual reception service. Most have toll-free numbers, vastly increasing the number of potential clients such companies will have. Customers enjoy talking to live receptionists, studies show, because it makes them feel as though who they're calling truly cares. In addition to all this, virtual reception is typically guaranteed to be well-qualified in the area of the company they're servicing, as part of the contract. Customers get an experience that feels truly human, which can make all the difference.

Ease of Tracking Expenses
As most services are paid for on a per-minute basis, company officials can track their expenses in real-time. It's just as reliable as having a salaried employee, at a fraction of the cost.

24-Hour Access for Management

Finally, the company manager arguably benefits most of all from a live virtual reception service. Virtual reception ensures that company executives have access to calls at any time of day, and can view information collected by reception whenever they might need to.

There are overall a great many benefits to using a live virtual receptionist service, and that's why such services have become so popular. Any corporation valuing efficiency and quality should consider opting to automate and outsource their reception, and reap the benefits.

Friday, March 1, 2013

Non-paying Client

A new client didn't pay for either of these articles, so they're posted here now to prevent them from using them. Note that I dislike the length of the paragraphs in one, but it was their requirement.

SR-22.

Finding affordable car insurance quote is an issue for drivers after a DUI conviction. Law changes in 2007 make it harder for some to find (cheap SR-22 insurance in California). While DUI offenses and similar offenses once stayed on a driver's record for 7 years, laws changes increased that span to 10 years. If a driver's prior arrest had cleared from the records, it became reinstated and shows up for a full 10 years. Any public entity, including automobile insurance companies, have authorization to look up records before offering any insurance quotes. Drivers convicted of a driving offense suddenly face higher rates, and they must obtain a certificate for (SR-22 insurance in California). In addition, the loss of a driver's license has a huge impact on being able to get to and from work. Having an SR-22 in place is vital for drivers who need a car to get to a place of employment.

Per California's DUI laws, any adult with a blood alcohol concentration (BAC) of 0.08 or higher faces DUI charges. Zero-tolerance laws state drivers under the age of 21 only need a BAC of 0.01. Lawyers may try to get a driver's charges reduced with a wet reckless to avoid jail time, but both charges remain on a driver's record for 10 years. Both charges also require special proof of insurance coverage before the offender can drive again. When a driver is convicted for a DUI or a wet reckless, his or her insurance company must provide proof of insurance coverage through a California Insurance Proof Certificate, commonly known as an SR-22, to the state. This coverage needs to cover all cars driven regularly by that person, not just the cars he or she owns. Drivers need to make sure their insurance company has a full list of cars covered by (SR-22 insurance quotes in California). Without this certificate, a driver's license remains suspended and, if caught, driving on a suspended license leads to additional penalties. Getting coverage costs more money than many drivers expect to pay, so finding the lowest (SR-22 insurance quotes in California) often becomes very stressful.

Obtaining a California SR-22 is only possible by contacting a qualified insurance agent. Drivers explain the situation, and the company pulls up a copy of the driving records to view the case. Once the company pulls up the driver's records, they have the option of refusing coverage or offering (SR-22 insurance quotes in California). There is no guarantee that a current insurance company will continue to offer insurance to the driver. Other factors that help companies decide rates include marital status, past driving history, safety rating of the vehicle, age, and distance a driver uses the car daily to travel to work or school. Once a (California SR-22 insurance) certificate is issued, the company sends it to the California Department of Motor Vehicles electronically. Most drivers find that rates increase, but it isn't a guarantee. Shopping around for (cheap SR-22 insurance in California) is the best way for drivers to save money. For drivers who do find better rates, cancel the existing policy once the new policy takes effect.

No one plans to get arrested for driving under the influence, but bad things can happen to good people. Finding (California SR-22 insurance) doesn't have to be difficult. Once a person goes through a DUI arrest, it's imperative to contact insurance companies immediately to get the process started. With time to search for cheap insurance quotes, drivers are in a better position to compare prices and get a driver's license reinstated quickly. Contacting the right company, one who truly wants to help, ensures men and women of all ages find (SR-22 insurance in California).

For more information on (SR-22 insurance quotes in California), please visit the following.








Personal Finance:

Personal finance receives little attention in a high school's curriculum. Yet, it's during your formative teen years when financial acumen becomes vital. Your jobs, savings, and college debt all appear on your credit report and become part of your credit score. This little number dictates how much banks charge you in the future.

What is a Credit Score?

Three Credit Bureaus offer FICO credit scores: Equifax, Experian, and TransUnion. Your score is not the same with all three companies because each has its own scoring criteria. This number judges your ability to pay back debt. It calculates your income versus debt, arrest records, lawsuits, bankruptcies, and past payment history.

Credit scores range from 150 to 850. The higher the number, the better your score. Many financial institutions hesitate to lend to people with a credit score of less than 600. Those that do offer loans charge drastically higher interest rates. Bank loans are only the start of why your credit score matters. Poor credit makes it hard to buy a car, qualify for a college loan, or receive a credit card.

There are other reasons good credit is vital. Landlords use credit scores when choosing their tenants. If you pay bills on time, you're far more likely qualify for a rental than someone who's missed a payment or two. Employers often select new hires based on credit scores. In some states, Vermont is one, insurance companies use your credit score to calculate auto, home, and renter's insurance.

Breaking Down a Credit Score

According to Fair Isaac Corporation (FICO), this is the breakdown of a credit score:

35% of your score involves your payment history.
30% is the amount of money you owe on loans, mortgages, and credit cards.
15% is how long you've had a credit history.
10% is new debt you've accumulated recently.
10% is other factors like how many accounts you have open.

Actions that Change Your Credit Score

Every time a company views your credit report, it shows up as activity. Too many inquiries often lower scores slightly. Companies that often view credit reports before approving applications include cell phone carriers, insurance companies, car rental agencies, and financial institutions.

After paying off a credit card, don't cancel it. Having open credit on your report helps raise your score. Even though it is a slight increase, it's still an increase.

Improving Your Credit Score

Be proactive from the start and avoid getting a negative credit rating. If you use a credit card to purchase expensive items, pay off one before buying another. With college expenses, only charge what you really need. If you think a laptop is handy for class but it's not required, wait until you have money saved up.

If your credit score is low because of credit card debt, pick one card and make extra payments on it. Cut up the card so that you don't use it and get it paid off. Once you do, don't cancel it. Don't use the card again, but leave it there to show you made timely payments.

Catch up on unpaid bills. If you struggle to balance debt versus income, drop unnecessary items like cable television, expensive cell phone plans, and evenings out with friends.

Order free copies of your credit report every year and check them over carefully. Make sure the debt listed is, in fact, your debt. If there are errors, report them to the appropriate credit bureau immediately.